In-house delivery gives you control—but drivers, vehicles, and insurance cost money upfront. Funding in-house delivery and drivers is a common challenge when you want to reduce third-party fees. Here's what to plan for.
What In-House Delivery Costs
Drivers: wages, tips, insurance. Vehicles: purchase, lease, or maintenance. Packaging for delivery. The upfront cost can run $20,000–$50,000+ depending on fleet size. See restaurant third-party delivery and restaurant online ordering investment. Restaurant cash advance or working capital can fund the build-out.
Real Example: The Fleet Launch
A restaurant launched in-house delivery with three drivers. Cost: $35,000 for vehicles, insurance, and first month of payroll. They used restaurant working capital to fund it. Delivery revenue paid for the fleet within four months.
Funding In-House Delivery
Restaurant funding is often flexible-use. You can use it for drivers, vehicles, and delivery setup. Compare the cost to third-party fees. Many providers fund in 24–48 hours.
Bottom Line
In-house delivery requires upfront capital. Restaurant funding can fund the build-out. Many providers fund in 24–48 hours. Run the numbers vs. third-party.
Frequently Asked Questions
Can I use restaurant funding for in-house delivery?
Yes. Restaurant funding is often flexible-use and can fund drivers, vehicles, and delivery setup.
How much does in-house delivery cost?
Varies—$20,000–$50,000+ for a modest fleet. Drivers, vehicles, and insurance add up.
Is in-house delivery worth it vs third-party?
Compare total cost. In-house keeps more margin but requires upfront capital. Run the numbers for your volume.