Restaurant funding providers often have minimum revenue requirements—usually a minimum monthly revenue or average sales. Here's what to expect and how it affects your eligibility.
Why Minimums Exist
Providers need to ensure you can repay. If your revenue is too low, the daily or monthly payment might strain or exceed your cash flow. Minimums vary by provider—some may work with $5,000–$10,000 monthly; others require more. See how average monthly sales affect your funding amount.
What Counts as Revenue
Typically bank deposits or card processing volume. Providers look at revenue over several months—usually three to six. Seasonal dips may be okay if your average over time meets the minimum. See restaurant bank statement requirements for what lenders typically ask for.
If You're Below the Minimum
Some providers have lower minimums. Newer or smaller restaurants may have fewer options. Building revenue history over a few months can help. Compare restaurant funding options—requirements vary.
Key Takeaways
Minimum revenue requirements vary by provider. Bank deposits and card volume often count. Building history can help.
Frequently Asked Questions
What is the minimum monthly revenue for restaurant funding?
It varies by provider—often $5,000–$10,000 or more. Some may work with less.
Can new restaurants meet minimum revenue?
Newer restaurants may have limited options. Some providers work with newer businesses that have sufficient revenue. See funding options for new restaurants.
Does revenue include cash sales?
Usually yes—bank deposits typically include cash. Card volume is often verified separately. Check with the provider.